Smart Mortgage Choices for Smart Homebuyers.
Include your low-rate mortgage with your listing
Comprehensive Mortgage Solutions
Purchase
Step-by-step assistance for a smooth purchase.
Refinance
Gain an edge with sellers and understand your budget.
Renewal
Lower payments, access equity, or consolidate debt.
Prashant Mehta
Associate Mortgage Broker
As a seasoned real estate expert for over two decades, I’ve helped countless individuals seize life-changing investment opportunities. My diverse background in technology, community engagement, politics, retail, and entrepreneurship has uniquely prepared me to serve clients with exceptional care and expertise. With my top-performing team, we strive to deliver services that surpasses expectations. When you work with us, your satisfaction is not just a promise – it’s a guarantee.
Mortgage Solutions Made Easy
Trusted by over multiple clients from all across Canada each year. Find a Broker/Agent
Expert Guidance for Your Mortgage Questions
Wondering about rates,
terms, or penalties?
I provide clear answers and personalized advice to help you make informed decisions.
Whether you're self-employed or have credit concerns, I'm here to assist you.
19
Years in the
industry
500+
Mortgages funded in the
last 19 years
$1 Billion
Mortgage volume funded in
the last 19 years
Lowest Rates
Fixed
The rate of your mortgage remains fixed for the term, regardless of changes in the market.
5 year term*
*terms and conditions applied.
3.89%
Adjustable
Your monthly mortgage payments can go up or down based on the Bank of Canada’s prime interest rate
5 year term*
*terms and conditions applied.
4.15%
Commonly Asked Questions
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
You can apply through my email, text or phone number
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Yes, only a % of mortgage amount can be payoff without penalty. Check your specific loan terms for details.
We offer various mortgage types, including:
- Purchase
- Refinance
- Renewal
- Private mortgage
- Reverse mortagge
- Pre approvals
The process usually takes 7-10 days from application to approval, but this can vary based on individual circumstances.
Your payment typically includes principal, interest, property taxes, and homeowners insurance (often referred to as PITI).
Yes, I offer in-person consultations at your convenience. Just send me a text, email or call my cell 416 287 2222
